Condo Loan Specialist
We Specialize in Non-Warrantable Condos
Buyers
From loan pre-approval to close of escrow, we got you covered. First, we tailor a loan to suit your needs. Then, we walk you through the steps to ensure a smooth closing.
Loans
Need a purchase or refinance loan? There’s more than 1 way to qualify. Looking to cash-out on home equity? We offer stand alone 2nd’s and home equity lines of credit.
Sellers
Found your dream home in the market, but need to sell your current home first? Our bridge loan provides flexible options so that you can secure your dream home today.
Our Mortgage Loans Make It Easy To Achieve Your Homeownership Goals
Purchase
Refinance
Home Equity
Bridge
Construction
What Is A Non-Warrantable Condo?
A condo that is deemed non-warrantable means that it does not meet the traditional guidelines from government-sponsored entities such as Fannie Mae or Freddie Mac. Here are some characteristics of a non-warrantable condo project:
- The property owner, HOA, or developer is involved in litigation
- The HOA has an inadequate master insurance policy
- The HOA has insufficient reserves
- A high percentage of the units are non-owner occupied
- More than 35% of the condo project space is used commercially
We specialize in non-warrantable condos and have loan solutions to keep your purchase or refinance on track. Click here to learn more.
Loan Feature: Self – Employed Mortgage Loans
When tax returns are not an option for qualification, our alternative income documentation program offers multiple solutions for self-employed borrowers.
Your Loan. Simplified.
1. Apply
2. Get Pre-Approved
3. Shop Confidently
4. Close
What’s My Monthly Housing Payment?
- Principal & Interest: 0.
- Property Tax: 0
- Property Insurance: 0
- HOA Dues : 0
- Mortgage Insurance: 0
If a Retail Bank Won’t Approve Your Loan – We Can Help
carlos@pizarromortgage.com
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Tell us a little about your scenario and we’ll follow up shortly.
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Choice
Expertise
Service
Speed
